Applying for a North One Account has no impact on your credit score. When you apply for an account with us, we ask you a few questions to verify your identity and business details.

North One now does offer lending products through Kanmon*. Should you choose to apply for a lending product, a soft credit check will be run. However, there is no impact to your credit score regardless of the outcome.

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North One is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank; N.A., Member FDIC.

*North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon here.