While we’re still getting to know you and your business in the first 30 days, all new accounts have a 5 day hold on funds that are deposited into your account.

After 30 days most deposits will be available within 1-2 days.

When depositing a qualified check through the NorthOne Mobile App you can get access to your money in minutes for a fee* or within 10 days for free.

* Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.

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