Official Rules



Entry into this sweepstakes constitutes your acceptance of these Official Rules.

Sweepstakes Period: For all purposes of this Sweepstakes, the Sponsor’s computer(s) is the official clock, and all times refer to Eastern Time (“ET”). The Sweepstakes period begins at 12:00:00 am ET on April 4, 2022 and ends at 11:59:59 pm ET on April 24, 2022 (the “Sweepstakes Period”).

ELIGIBILITY: This Sweepstake (the “Sweepstakes”) is open only to individuals who are legal residents and physically located in the fifty (50) states in the United States or the District of Columbia and who are at least eighteen (18) years of age at the time of entry (as used herin, “You” “Your” or “Entrant”). Void where prohibited.

Entrants must be new customers who have never previously funded a NorthOne Small
Business Deposit Account (“Account”) and open and fund a new Account in good standing with $50 during the ‘Sweepstakes Period.’ All conditions are required. To be qualified for the Sweepstakes, you must sign up from this promotion. One [1] entry per valid Social Security number and/or valid U.S. Individual Tax Identification Number. Entrants must also have either a valid Social Security number and/or a valid U.S. Individual Tax Identification Number. Employees (and their immediate families - spouse, parents, children, siblings and their respective spouses, regardless of where they reside) of NorthOne Inc (“Sponsor”), its parent, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win.

Sign up must be within this window in order to be eligible. Winners will be selected at random by The Sponsor by April 26, 2022. In order to be eligible, the Entrants’ Account must be open, funded and in good standing at time of winner payout, as determined by The Sponsor in its sole discretion, at the time of selection.

By participating, Entrants agree to be bound by these Official Rules and the decisions of the Sponsor and/or judges, which are binding and final on matters relating to this sweepstakes. Sweepstakes is subject to all applicable federal, state and local laws.

HOW TO ENTER: Entrant must open and fund a new “Account” with $50 during the
‘Sweepstakes Period.’ Alternate means of entry: “Entrant can send your contact information (name, email, address) to [email protected] with subject line “$5,000 NorthOne Sweepstakes”. By submitting an Entry, each Entrant agrees his or her Entry complies with these Official Rules. Each Entrant also agrees that Sponsor may disqualify Entrant from the sweepstakes if Sponsor believes, in its sole and absolute discretion, that an Entry fails to comply with these Official Rules. If Sponsor rejects any Entry, such Entry is disqualified and will not be considered. Entries must be received by Sponsor by 11:59:59 pm ET on April 24, 2022 of the sweepstakes, to be entered into the sweepstakes. Entries may only be made according to the method described above. Automated entries (including but not limited to entries submitted using any robot, script, macro, or other automated service) are not permitted and will be disqualified. Only eligible Entries actually received by the Sponsor before the end of the sweepstakes.

DRAWINGS: Winners will be selected from eligible entries at random by The Sponsor by April 26 2022. Winners will be notified via email and prizes will be credited to the winner’s Account within 30 days of selection.

If a potential winner does not reply and meet all eligibility requirements within 7 days or is not in compliance with these rules, the prize will be forfeited and, at Sponsor’s discretion, an alternate winner selected for the drawing at issue.

PRIZE: If selected by The Sponsor, winners will receive the amount credited to his/her Account, which are then immediately available in the Account. Prize is awarded “as is” with no warranty or guarantee, either express or implied. If the Winner does not have an Account, prize will be credited via mailed check.

All applicable Account terms, fees, and charges are subject to change. NorthOne reserves the right to cancel or modify the terms of the one-time reward or terminate the member’s eligibility at any time with or without prior notice. Entrants are responsible for any federal, state, or local taxes due on the bonus and all other costs and expenses associated with prize acceptance and use not specified herein as being provided are the sole responsibility of the winner. Winner may not substitute, assign or transfer prize. All prize details are at Sponsor’s sole discretion. NorthOne will report the prize as income to the tax authorities, if required by applicable law. Entrants should consult a tax advisor if needed.

Intellectual Property: The decisions of the Sponsor are final and binding in all matters relating to this Sweepstakes, including interpretation and application of these Official Rules.

Representations and Warranties: By entering the Sweepstakes, Entrant represents and warrants that he or she has read, understands, agrees to and will follow the Official Rules. Entrant further represents and warrants that he or she has the right to agree to and fully perform consistent with these Official Rules. Sponsor reserves the right to cancel or modify the terms of the one-time reward or terminate the member’s eligibility at any time with or without prior notice.

GENERAL CONDITIONS: Entrants, by participating, agree that Sponsor, its parent, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by Entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of prize or participation in this sweepstakes.

Released Parties are not responsible for lost, late, incomplete, inaccurate, stolen,

delayed, misdirected, undelivered or garbled entries or email; or for lost, interrupted

or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer,

satellite, telephone or cable transmissions, lines, or technical failure or jumbled,

scrambled, delayed, or misdirected transmissions or computer hardware or software

malfunctions, failures or difficulties, or other errors or difficulties of any kind whether

human, mechanical, electronic, computer, network, typographical, printing or

otherwise relating to or in connection with the sweepstakes, including, without

limitation, errors or difficulties which may occur in connection with the administration

of the sweepstakes, the processing of entries, the announcement of the prize or in

any sweepstakes-related materials. Released Parties are also not responsible for any

incorrect or inaccurate information, whether caused by site users, tampering, hacking,

or by any equipment or programming associated with or utilized in the sweepstakes. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this sweepstakes or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the sweepstakes or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any sweepstakes (or any portion thereof) be, in Sponsor’s

sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the sweepstakes and, if terminated, at its discretion, select the potential winner from all eligible, non-suspect entries received for that sweepstakes prior to action taken or as

otherwise deemed fair and appropriate by Sponsor.

USE OF DATA: Sponsor will be collecting personal data about Entrants in accordance with its privacy policy. Please review the Sponsor’s privacy policy at

WINNERS LIST: To receive the name(s) of the winner(s) for a copy of these Official Rules, (available ten (10) days after the conclusion of the sweepstakes), send a self-addressed stamped envelope to: NorthOne Business Banking Sweepstakes “Winners List” or “Sweeps Rules” (specify which), 559 College St, 2nd floor, Toronto, ON M6G 1A9, Canada, by no later than thirty (30) days after the sweepstakes conclusion.

SPONSOR: NorthOne Business Banking 559 College St, 2nd floor Toronto, ON M6G 1A9, Canada. NorthOne is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank; Member FDIC. The Bancorp Bank is responsible for establishing the Account and related banking services only and not responsible for the Sweepstakes or any additional offers or promotions from Sponsor.

NorthOne is a financial technology company, and not a bank.

Banking services are provided by The Bancorp Bank; Member FDIC.

The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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