Getting Started

Who is NorthOne? Check out this page to find out who we are, what we do, how you can apply, account features, security details, and more.

26 articles

Written by Brandon

Does NorthOne offer 2FA?

Two-Factor Authentication is used for an additional layer of security when logging into an account. Currently, NorthOne does not offer 2FA.

Written by Brandon. Updated over a week ago

How much does NorthOne cost?

You can access all of NorthOne's features for a low $10 Monthly Account Fee. All NorthOne customers pay a flat $10 Monthly Account Fee.

Written by Brandon. Updated over a week ago

Profit First

Use NorthOne’s Envelope* feature to follow the Profit First method.

Written by Brandon. Updated over a week ago

Does NorthOne offer credit services?

At this time, NorthOne does not offer business credit cards, lines of credit, or business loans.

Written by Brandon. Updated over a week ago

Does NorthOne have any physical branches?

NorthOne is digital with no physical branches. Your Account can be from your phone or computer, so say goodbye to long lines at the branch.

Written by Brandon. Updated over a week ago

How do I access NorthOne?

You can access your NorthOne Account through our digital app or through web login.

Written by Brandon. Updated over a week ago

What business structures does NorthOne support?

NorthOne supports Sole Proprietorships, LLCs, and Corporations. For a rundown on what all of them entail, check out this article.

Written by Brandon. Updated over a week ago

Are there any industries that NorthOne doesn't support?

NorthOne is not able to support all industry types. Check out this article to find a list of articles we don't currently support.

Written by Brandon. Updated over a week ago

What is included in my NorthOne Account?

A NorthOne Account gives you access to integrations, money movement, a Mastercard® Small Business Debit Card, and more.

Written by Brandon. Updated over a week ago

Help! My initial debit deposit is not working

Having trouble with your initial debit deposit? Here’s how to troubleshoot a failed initial debit deposit during application.

Written by Brandon. Updated over a week ago

Why choose NorthOne?

NorthOne was built with small business owners in mind, and has the tools and features to support your unique needs.

Written by Brandon. Updated over a week ago

How do I apply for a NorthOne Account?

You can apply for a NorthOne Account in as little as 3 minutes*. Check out this section to learn how you can set up your NorthOne Account.

Written by Brandon. Updated over a week ago

Why do I need to fund my account during application?

All applicants must submit an initial debit deposit of a minimum $50 in order to open a NorthOne Account.

Written by Brandon. Updated over a week ago

Is NorthOne a bank?

NorthOne is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, Member FDIC.

Written by Brandon. Updated over a week ago

Are my deposits FDIC-insured?

Yes. Deposits made to your NorthOne Small Business Deposit Account are FDIC-insured up to $250,000 by The Bancorp Bank, Member FDIC.

Written by Brandon. Updated over a week ago

Integrations

What merchants and services does NorthOne integrate with? Check out a list of all the merchants and services NorthOne integrates with.

Written by Brandon. Updated over a week ago

What documents do I need to submit with my application?

You may be asked to provide additional documentation for identity verification during your NorthOne application.

Written by Brandon. Updated over a week ago

Is my NorthOne Account secure?

We secure your account and personal information with biometric authentication and fraud monitoring. Rest easy knowing you’re protected.

Written by Brandon. Updated over a week ago

What is NorthOne?

NorthOne is a financial technology company offering business accounts to small business owners across America.

Written by Brandon. Updated over a week ago

Does applying for a NorthOne Account affect my credit score?

Applying for a NorthOne Account does not affect your credit score, and we do not report personal information to any credit bureau services.

Written by Brandon. Updated over a week ago

Where can I find NorthOne’s Security, Privacy, and Legal Policies?

Find here a link to NorthOne’s Security, Privacy and Legal Policies.

Written by Brandon. Updated over a week ago

Account suspensions and closures

For security reasons, NorthOne may choose to suspend or close an account. Here's why an account might be suspended or closed.

Written by Brandon. Updated over a week ago

NorthOne Referral Program (Share and Earn)

Share NorthOne with other business owners and earn a $50 credit per referral that meets the eligibility criteria.

Written by Brandon. Updated over a week ago

Does NorthOne offer personal accounts?

NorthOne only offers business deposit accounts. Having a dedicated business account gives you a better picture of your business’s cash flow.

Written by Brandon. Updated over a week ago

NorthOne Referral Program Terms & Conditions

Written by Brandon. Updated over a week ago

How Do I Get Help With Security Concerns?

If you notice anything out of the ordinary with your NorthOne Account or transactions, please contact us here.

Written by Brandon. Updated over a week ago