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Does applying for a NorthOne Account affect my credit score?
Does applying for a NorthOne Account affect my credit score?

Applying for a NorthOne Account does not affect your credit score, and we do not report personal information to any credit bureau services.

Brandon avatar
Written by Brandon
Updated over a week ago

Applying for a NorthOne Account has no impact on your credit score. When you apply for an account with us, we ask you a few questions to verify your identity and business details.

NorthOne now does offer lending products through Kanmon*. Should you choose to apply for a lending product, a soft credit check will be run. However, there is no impact to your credit score regardless of the outcome.


NorthOne is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank; N.A., Member FDIC.

*NorthOne Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. NorthOne Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon here.

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