Team Banking at North One

This article goes into detail on how multiple owners can be tied to the same Account. Each owner will have their own login credentials

Brandon avatar
Written by Brandon
Updated yesterday

What is Team Banking at North One?

With Team Banking at North One, you can give your other business owners access to your North One Account. They’ll get their own secure logins and access to virtual and physical North One cards. At this time, individuals included on the application with 0% company ownership will not be able to activate their own North One profile.

You’ll be able to track spending as a team and keep tabs on finances together.

Please note: If the additional owner is not initially included in your Application, they cannot be invited as an additional owner once the Account is opened. You can only invite owners or employees who were listed as owners during the Account application process.

We cannot accept an email previously associated with a North One Account or application.


To invite other business admins, login to your North One Account and follow these instructions:

  1. From the left navigation, click Settings, then Your Team. You'll be directed to a page that will display all business owners that you registered during the Account application process.

  2. Beside each person's name, you will see a button that says Invite. Click on the button and you will send an invite to the email address listed.

  3. The recipient will receive an email. Once they've followed the instructions in the email, their login credentials will be created.

If the email address listed for an admin is no longer correct, please contact our Customer Support team by selecting the Support Tab on your North One Account.



What access does each owner have to the North One Account?

The original owner that opened the Account will be the primary admin and have access to all the functions they do today.


Each additional owner added to the Account will be an admin, and they will have the same access as the primary admin, except for the ability to:

  • Add funds through a debit card

  • Remove the primary admin or other admins from the Account

  • Change the address or other contact information for the Account

  • Request a verification letter

  • Close the Account

Only the primary admin can remove another admin that has been added to the Account.

Please note: The Primary Admin role cannot be transferred. If the Primary Admin has changed, please contact our Customer Support team by selecting the Support Tab on your North One Account.

If an additional admin needs to be removed, please get in touch with our Support Team using the steps above.

Once a primary admin has been added and accepted their email invite, they will receive their own Physical and Virtual debit card. Additionally, each owner can control (freeze, cancel, reissue) all debit cards associated with the Account.


While all admin's can control all cards tied with the Account, admin's cannot limit or adjust the spending for other admins on the Account. All admins have equal access to the full balance of the Account.

Transaction limits for payments and card transactions for Accounts with multiple admins and cards are all shared across all admins. For instance, if you make an ACH payment of $25,000 from your North One Account, then other admins could make an ACH payment up to a remaining $25,000 within the same day (i.e. because daily ACH limits are up to $50,000 per day).

For help managing your Team Banking settings, click here.

We're excited to continue to build features that will help your business and team. We look forward to supporting you!

Banking services provided by The Bancorp Bank, N.A., Member FDIC.

The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted.

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