At NorthOne, we understand that business owners need to send money fast. We’re happy to offer faster ACH processing, for a $5 fee.

Currently, same-day ACH transfer is only available in the mobile app.

Here’s how to send a same-day ACH transfer:

  1. Log into your NorthOne Account on the mobile app

  2. On the Home page click -> Pay at the top

  3. Click Send an ACH

  4. Follow the prompts: select or add a new recipient, and choose where you want to send the money from

  5. Choose Faster

  6. Enter the amount of money you’d like to send

  7. Review the ACH details, and click Send payment

With the Faster method, the ACH will be sent same-day if initiated before 3 PM EST Monday - Friday. If the cutoff is missed, or the ACH is initiated on a weekend or holiday, the ACH will be sent the following business day. Faster ACH processing has a $5 fee associated, which will be charged to your NorthOne Account at the time of processing.

There is a limit of $10,000 per outbound ACH per day.

Please note that some banks have different routing numbers for receiving an ACH versus receiving a wire. Make sure you’ve confirmed with the recipient their correct account details to ensure they’ll receive the money you have sent.

Interested in sending a Standard ACH transfer? Check out this article on how-to.

NorthOne is a financial technology company, and not a bank. Banking services are provided by The Bancorp Bank; Member FDIC.

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