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What are my daily limits?

The daily/monthly limits depend on the transaction type. Please check our full list of transaction limits here.

Brandon avatar
Written by Brandon
Updated this week

This article covers all limits for all transactions types, including those coming into your North One Account (like cash deposits or incoming wires/ACHs) as well as those going out of your North One Account (like card transactions or outgoing wires/ACHs).

Jump to incoming transfers here, or jump to outgoing transfers here.

Incoming transfers and deposits

Transaction Type

Frequency and/or Dollar Limits

Direct deposit

No limit to the number of transactions per day.

No maximum dollar limit.

Incoming Automated Clearing House (ACH) Transfer¹

No limit to the number of transactions per day.

Maximum of $500,000 per deposit, per day.

Incoming Wire Transfer

No limit to the number of incoming wires transfers per day.

No maximum dollar limit.

Automatic balance top-up and External account transfers (transfers initiated through Plaid)²

Sole Props / Partnerships: $500 maximum, per transfer and per month. 10 ACHs maximum per month.

LLCs / Corps: $30,000 maximum per transfer and per month. 10 ACHs maximum per month.

The limits above are the combined total for both balance top-ups and external Account transfers.

Cash Deposits via GreenDot®³

Maximum of 4 loads, for a total of $1,500 per day.

Maximum of 7 loads, for a total of $3,500 per week.

Maximum of 20 loads, for a total of $5,000 per month.

Note: Individual GreenDot locations may impose lower limits on cash transfers.

Mobile Check Deposit

No limit to the number of checks per day.

$5.00 minimum check value.

$50,000.00 limit per check.

$50,000.00 limit per rolling 24-hour period.

$50,000.00 limit per rolling 30-day period.

Outgoing Transfers

Transaction Type

Frequency and/or Dollar Limit

Card Transactions

No limit to the number of transactions per day.

Up to $5,000.00 combined total per day.⁴

This total is shared between the virtual and physical cards.⁵

Outgoing ACH Payments

No limit to the number of transactions per day, up to $50,000.00 per day. Maximum $1,500,000.00 per calendar month.

Outgoing Wire transfers (Domestic only)

No limit to the number of wires sent per day.

Maximum of $200,000.00 per wire, per calendar day. Maximum $6,000,000 per rolling 30-day period.

Cash Withdrawal (ATM)⁶

5 transactions per day.

$2,000.00 per transaction; up to $2,000.00 per day.

Physical Check Bill Pay

No limit to the number of physical check bill payments per day. Maximum of $100,000.00 per check.

Digital Bill Pay

No limit to the number of digital bill payments per day. Maximum of $50,000 per payment.

ACH Debits by a third party (Preauthorized Transfers)

No limit to the number of transactions per day.


¹ Direct deposits and ACH transfers: The payee name on any direct deposit(s) or ACH Credit(s) we receive must match the business name on the Account. Any such deposits received in a name other than the name registered to the Account will be returned to the originator.The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

² The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

³ Cash Transfer limits and fees via GreenDot® are determined by the participating retail partner and may vary by location.

Please Note: ATM deposits are not available..

⁴ These are the general limits allowed for transactions; however, we may allow you to transact higher volumes than these limits, and we may also lower your limits, in our sole discretion. Please contact us via email at [email protected] or in-app for further information about account limitsWhere applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

⁵ Where applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

⁶ ATM Owner-Operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

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