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What are my daily limits?

The daily/monthly limits depend on the transaction type. Please check our full list of transaction limits here.

Brandon avatar
Written by Brandon
Updated over 2 months ago

This article covers all limits for all transactions types, including those coming into your North One Account (like cash deposits or incoming wires/ACHs) as well as those going out of your North One Account (like card transactions or outgoing wires/ACHs).

Jump to incoming transfers here, or jump to outgoing transfers here.

Incoming transfers and deposits

Transaction Type

Frequency and/or Dollar Limits

Direct deposit

No limit to the number of transactions per day.

No maximum dollar limit.

Incoming Automated Clearing House (ACH) Transfer¹

No limit to the number of transactions per day.

Maximum of $500,000 per deposit, per day.

Incoming Wire Transfer

No limit to the number of incoming wires transfers per day.

No maximum dollar limit.

Automatic balance top-up and External account transfers (transfers initiated through Plaid)²

Sole Props / Partnerships: $500 maximum, per transfer and per month. 10 ACHs maximum per month.

LLCs / Corps: $30,000 maximum per transfer and per month. 10 ACHs maximum per month.

The limits above are the combined total for both balance top-ups and external Account transfers.

Cash Deposits via GreenDot®³

Maximum of 4 loads, for a total of $1,500 per day.

Maximum of 7 loads, for a total of $3,500 per week.

Maximum of 20 loads, for a total of $5,000 per month.

Note: Individual GreenDot locations may impose lower limits on cash transfers.

Mobile Check Deposit

No limit to the number of checks per day.

$5.00 minimum check value.

$50,000.00 limit per check.

$50,000.00 limit per rolling 24-hour period.

$50,000.00 limit per rolling 30-day period.

Outgoing Transfers

Transaction Type

Frequency and/or Dollar Limit

Card Transactions

No limit to the number of transactions per day.

Up to $5,000.00 combined total per day.⁴

This total is shared between the virtual and physical cards.⁵

Outgoing ACH Payments

No limit to the number of transactions per day, up to $50,000.00 per day. Maximum $1,500,000.00 per calendar month.

Outgoing Wire transfers (Domestic only)

No limit to the number of wires sent per day.

Maximum of $200,000.00 per wire, per calendar day. Maximum $6,000,000 per rolling 30-day period.

Cash Withdrawal (ATM)⁶

5 transactions per day.

$2,000.00 per transaction; up to $2,000.00 per day.

Physical Check Bill Pay

No limit to the number of physical check bill payments per day. Maximum of $100,000.00 per check.

Digital Bill Pay

No limit to the number of digital bill payments per day. Maximum of $50,000 per payment.

ACH Debits by a third party (Preauthorized Transfers)

No limit to the number of transactions per day.


¹ Direct deposits and ACH transfers: The payee name on any direct deposit(s) or ACH Credit(s) we receive must match the business name on the Account. Any such deposits received in a name other than the name registered to the Account will be returned to the originator.The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

² The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

³ Cash Transfer limits and fees via GreenDot® are determined by the participating retail partner and may vary by location.

Please Note: ATM deposits are not available..

⁴ These are the general limits allowed for transactions; however, we may allow you to transact higher volumes than these limits, and we may also lower your limits, in our sole discretion. Please contact us via email at [email protected] or in-app for further information about account limitsWhere applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

⁵ Where applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

⁶ ATM Owner-Operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

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