What Are My Daily Limits?

The daily limits depend on the transaction type. Please check our full list of transaction limits here.

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Written by Brandon
Updated this week

Transaction Type

Frequency and/or Dollar Limits

Initial Funding Deposit*

First transaction, at the time of Account opening:

- Sole Proprietorships / Partnerships: $250 maximum

- LLCs and Corporations: $10,000 maximum

Minimum $50 for all business types.

Direct deposit**

No limit to the number of transactions per day

No maximum dollar limit

Automated Clearing House (“ACH”) Transfer initiated from an external financial institution*

No limit to the number of transactions per day, no monthly limit.

Maximum of $500,000 per deposit, per day.

Virtual Card ***

Limit of one Virtual Card per sole proprietorship Account. For all other Accounts, limit of one Virtual Card per Admin.

$5,000.00 per day is the maximum aggregate amount that is available for all Cards and Virtual Cards associated with an Account.

Cash Transfers via GreenDot®****

Maximum of 4 loads, for a total of $1,500 per day.

Maximum of 7 loads, for a total of $3,500 per week.

Maximum of 20 loads, for a total of $5,000 per month.

Note: Individual GreenDot locations may impose lower limits on cash transfers.

Incoming Wire Transfer

No limit to the number of incoming wires transfers per day, or month. No maximum dollar limit.

Mobile Check Deposit

No limit to the number of checks per day.

$5.00 minimum check value.

$50,000.00 limit per check.

$50,000.00 limit per rolling 24-hour period.

$50,000.00 limit per rolling 30-day period.

Bill Payment (Check)

No limit to the number of bill payment (check) per day. Maximum of $100,000.00 per check.

Cash Withdrawal (ATM)*****

5 transactions per day.

$2,000.00 per transaction; up to $2000.00 per day

Card POS Signature/PIN Transactions

No limit to the number of transactions per day

Up to $5,000.00 combined total per day

ACH Debit’s by a third party (Preauthorized Transfers)

No limit to the number of transactions per day or month.

ACH Payments (Initiated from Account to an external account.)

No limit to the number of transactions per day, up to $10,000.00 per day. Maximum $300,000.00 per calendar month

Wire transfer (Domestic only)

No limit to the number of wires sent per day.

Maximum of $200,000.00 per wire, per calendar day. Maximum $6,000,000 per rolling 30-day period

* The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

**Direct deposits and ACH transfers: The payee name on any direct deposit(s) or ACH Credit(s) we receive must match the business name on the Account. Any such deposits received in a name other than the name registered to the Account will be returned to the originator.

*** Where applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

**** Cash Transfer limits and fees via GreenDot® are determined by the participating retail partner and may vary by location.

Please Note: ATM deposits are not available.

****** ATM Owner-Operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

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