What Are My Daily Limits?

The daily limits depend on the transaction type. Please check our full list of transaction limits here.

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Written by Brandon
Updated this week

Transaction Type

Frequency and/or Dollar Limits

Initial Funding Deposit¹

First transaction, at the time of Account opening:

  • Sole Proprietorships / Partnerships: $250 maximum

  • LLCs and Corporations: $10,000 maximum

Minimum $50 for all business types.

Note: If the Account remains dormant for three (3) consecutive months with a balance below $200, it may be subject to closure. See Section I (15) for more information.

Auto Top-up

Per account, per 30 days:

  • Sole Props / Partnerships: $250 maximum, 2 ACHs maximum

  • LLCs / Corps: $30,000 maximum, 5 ACHs maximum

Initial Funding will not count towards the maximum number of ACHs in the 30-day period.

Initial Funding will count towards the maximum total dollar limit in the 30-day period.

Direct deposit²

No limit to the number of transactions per day.

No maximum dollar limit.

Automated Clearing House (“ACH”) Transfer initiated from an external financial institution¹

No limit to the number of transactions per day.

Maximum of $500,000 per deposit, per day.

Card POS Signature/PIN Transactions

No limit to the number of transactions per day.

Up to $5,000.00 combined total per day.³

Virtual Card⁴

Limit of one Virtual Card per sole proprietorship Account. For all other Accounts, limit of one Virtual Card per Admin.

$5,000.00 per day is the maximum aggregate amount that is available for all Cards and Virtual Cards associated with an Account.³

Cash Transfers via GreenDot® ⁵

Maximum of 4 loads, for a total of $1,500 per day.

Maximum of 7 loads, for a total of $3,500 per week.

Maximum of 20 loads, for a total of $5,000 per month.

Note: Individual GreenDot locations may impose lower limits on cash transfers.

Incoming Wire Transfer

No limit to the number of incoming wires transfers per day.

No maximum dollar limit.

Mobile Check Deposit

No limit to the number of checks per day.

$5.00 minimum check value.

$50,000.00 limit per check.

$50,000.00 limit per rolling 24-hour period.

$50,000.00 limit per rolling 30-day period.

Physical Check Bill Pay

No limit to the number of physical check bill payments per day. Maximum of $100,000.00 per check.

Digital Bill Pay

No limit to the number of digital bill payments per day. Maximum of $50,000 per payment.

Cash Withdrawal (ATM)⁶

5 transactions per day.

$2,000.00 per transaction; up to $2000.00 per day.

ACH Debit’s by a third party (Preauthorized Transfers)

No limit to the number of transactions per day.

ACH Payments (Initiated from Account to an external account.)

No limit to the number of transactions per day, up to $50,000.00 per day. Maximum $1,500,000.00 per calendar month.

Wire transfer (Domestic only)

No limit to the number of wires sent per day.

Maximum of $200,000.00 per wire, per calendar day. Maximum $6,000,000 per rolling 30-day period.


¹ The external account you are transferring from must hold at least $100 and 1.5x the transfer amount, at the time of transfer initiation.

² Direct deposits and ACH transfers: The payee name on any direct deposit(s) or ACH Credit(s) we receive must match the business name on the Account. Any such deposits received in a name other than the name registered to the Account will be returned to the originator.

³ These are the general limits allowed for transactions; however, we may allow you to transact higher volumes than these limits, and we may also lower your limits, in our sole discretion. Please contact us via email at [email protected] or in-app for further information about account limits.

⁴ Where applicable, the same transaction limitations as stated in Section C “Transaction Limits” of the Business Deposit Account Agreement apply to Virtual Cards.

⁵ Cash Transfer limits and fees via GreenDot® are determined by the participating retail partner and may vary by location.

Please Note: ATM deposits are not available.

⁶ ATM Owner-Operators, merchants and participating banks may impose their own fees and lower limits on cash withdrawals.

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