North One Plus is a membership upgrade that offers you cash back, higher APY, lower fees, and priority chat and email support. All this is available for just $30 a month, and you can cancel at any time. You can find a complete cost breakdown here.
What does that mean for your business?
1% Cash back means that North One Plus rewards you for running your business. Every time you use your North One debit card, you earn 1% cash back—no categories, no caps, no extra work. Whether you're buying supplies, filling up your tank, or grabbing lunch between job sites, you're automatically putting money back into your business just by using your card.¹
North One Plus customers can also earn the monthly equivalent of 3.00% APY, where North One Standard customers can earn the monthly equivalent of 2.50% APY.² This helps you grow your funds without adding more to your plate. Learn more here.
If you make frequent payments or transfers, North One Plus offers an opportunity to save money on transfer fees. Same-day ACH transfers and physical check payments are $0. There are no additional fees on Bill Payments, and your wire send fee is reduced from $20 to $15.
Priority support offers you troubleshooting assistance, Account updates, and anything else you may need clarification on. We’re here to help provide clarification on your Account while you focus on your business.
How does payment work?
Once you make the switch to North One Plus, you will be charged your first $30 fee. You’ll then have immediate access to all the upgraded features. The monthly fee will be pulled directly from your North One Account exactly 30 days after, and on the same date every month. If you don’t have sufficient funds to cover your North One Plus fee, you’ll be automatically moved back to North One Standard Plan. Don’t worry, you can reactivate your subscription at any time!
If you decide to switch back to North One Standard Plan, you’ll still have access to the Premium features for the duration of that billing cycle.
Thinking of making the switch?
Find out how to take advantage of North One Plus here.
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¹Customers with an active Plus subscription will receive 1% cash back on card transactions, excluding returns and ATM withdrawals through August 2, 2025. The disclosed cash back percentage is effective as of April 2, 2025. The terms governing the North One Cash Back Promotion may change at any time. Please see your North One Cash Back Promotion Terms & Conditions for details.
²The Annual Percentage Yield ("APY") for your Standard or Plus Plan is variable and may change at any time. 2.50% APY applies to Standard Accounts, and 3.00% APY applies to Plus Accounts on balances of $250,000 or less if eligibility requirements are met, including but not limited to a cumulative monthly card spend of at least $500.00, and if the account balance is greater than $0.00. For Accounts with balances over $250,000 the APY will range from 3.00% to 2.14% for Plus Plans and 2.50% to 1.78% for Standard Plans. The disclosed APY is effective as of December 19, please see your APY Program Terms & Conditions for details.